If you're looking for a private money lender with vast experience, to close loans quickly and smoothly, you've come to the right place.
Since 1975, Val-Chris has served communities across Oakland and beyond with hard money loans, privately funded and backed by secure real estate holdings. Our investors and borrowers come back to us year after year because we have the ability to fund loans where traditional means have fallen short. Read about our exclusive services for brokers, borrowers, and investors below.
We are ready to provide you with top tier financial services for Brokers, Borrowers, or Investors. Call us, send a message, or start a full application process when you are ready to experience the Val-Chris difference.
Location & Services
2601 Main Street, Suite 400
Irvine, CA 92614
Obtaining a loan from a traditional lender can be a difficult process. At Val-Chris, we provide lending solutions to the disadvantaged and undeserved. Our lending process is quick, easy, and cost-effective.
Residential Loans are often very difficult to obtain at a conventional lender. Val-Chris provides residential lending solutions that offer owners and investors easy approval and fast funding.
We offer custom lending packages unique to each business to fit their financial needs. For over the last 40+ years, we have been one of the leading commercial, industrial, and mixed-use lenders in Oakland and the surrounding areas, providing the best terms and aggressive rates, which has been evident in our continual success.
Investment Property Loans stand to be one of the most popular type of loans. At conventional lenders, loans on investment properties can be difficult to qualify for, and usually have an elaborate approval process.
With over 40 years of experience serving Oakland’s private money lending needs, we pride ourselves on specializing in prudent, responsible underwriting. We’re dedicated to cultivating and maintaining strong, lasting relationships with our clients. In fact, this has always been our greatest priority, and we believe it is the foundation of our continued success.
Val-Chris is committed to responsible, compliant lending packages featuring competitive owner and non-owner occupied loans, with up to 65% LTV on refinances, up to 70% on purchases, and loan amounts from $25,000 to $4,000,000.