If you're looking for a private money lender with vast experience, to close loans quickly and smoothly, you've come to the right place.
Since 1975, Val-Chris has been serving our communities all over Fresno and beyond with hard money loans, privately funded and backed by secure real estate holdings. Our investors and borrowers come back to us year after year because we have the ability to fund loans where traditional means have fallen short. Read about our exclusive services for brokers, borrowers, and investors below.
Location & Services
2601 Main Street, Suite 400
Irvine, CA 92614
Private Money Loans for Borrowers
Getting approved for a loan at a conventional lender can be a difficult process. We offer alternative financing solutions for borrowers who are unable to obtain traditional financing. We can assist clients who have no proof of income, are self-employed, or have a low FICO credit score.
Commercial / Industrial / Mixed-Use Loans
We specialize in custom-designed lending packages for each individual business, and we provide the best terms and the most competitive rates. This is proven in our continual success as one of the leading commercial/industrial/mixed-use lenders in Fresno and beyond.
At a bank, traditional residential financing is often limited and difficult to obtain. Val-Chris offers fast, flexible Residential Loans—with or without great credit. To maximize opportunity on a residential investment property, there are times when an investor needs to move more quickly than financing through a bank can allow.
Investment Property Loans
We offer loan options for our borrowers to purchase or refinance an investment property. We are dedicated to helping our clients realize their business goals, and we are committed to acquiring the best lending option for every investor we serve.
High-Yield Trust Deeds for Investors
Our lending team has over 40 years of experience in the Fresno private money lending industry. Our proven track record is evident in our continual success, and we go above and beyond to deliver integrity, dedication, and transparency to our clients.
Private Money Services for Brokers
For the last 40+ years, we have been one of the leading private money lenders in Fresno. We provide one of the most competitive owner and non-owner occupied loans in the industry, with up to 65% LTV on refinances and up to 70% on purchases. Loans range from $25,000 to $4,000,000.