Oakland Private Money Services for Brokers

Val-Chris is committed to responsible, compliant lending packages featuring competitive owner and non-owner occupied loans, with up to 70% LTV on refinances, up to 75% on purchases, and loan amounts from $25,000 to $4,000,000.

For over the last 40 years, we have been one of the leading private money lenders in Oakland and the surrounding area.

Here are just a few more additional benefits that we provide:

  • SFR, Condominiums, Townhouses
  • Loan terms from 3 to 10 years
  • Stated income loan; and
  • No FICO score minimums.

Multi-Family Units (2+ units)

  • 70% LTV on purchases
  • 65+% LTV on refinances (call for exceptions)

Commercial and Industrial

  • Up to 60% LTV on purchases; and,
  • Up to 55% LTV on refinances
  • Call for exceptions

Rehabilitation & Land

  • 70% LTV on after-repair value
  • 50% LTV on land
  • Call for Exceptions

Learn more about our underwriting and pricing guidelines by visiting ourĀ contact page.

LOAN PRICING IS THIS EASY! SEND US THE FOLLOWING:

  • Appraisal
  • Credit Report (must be no older than 2 months)
  • Completed 1003; and
  • A letter of loan purpose.