If you're looking for a private money lender with vast experience, to close loans quickly and smoothly, you've come to the right place.
Since 1975 Val-Chris has been serving our communities all over Long Beach and beyond with hard money loans, privately funded and backed by secure real estate holdings. Our investors and borrowers come back to us year after year because we have the ability to fund loans where traditional means have fallen short. Read about our exclusive services for brokers, borrowers, and investors below.
We are ready to provide you with top tier financial services for Brokers, Borrowers, or Investors. Call us, send a message, or start a full application process when you are ready to experience the Val-Chris difference.
Location & Services
645 W 9th Street, Unit 110-405
Los Angeles, CA 90015
Traditional loans are difficult to obtain. Val-Chris provides lending solutions to the disadvantaged and under-served. Our lending process is quick, easy, and cost-effective. We are dedicated to assisting all our clients—if you are self-employed, have a low FICO credit score, or have no proof of income, we’ve got you covered.
Obtaining a residential loan from a bank can be a complex and frustrating process. Val-Chris makes it faster, simpler, and more flexible. Val-Chris is one of the leading residential lenders in the Long Beach area, and has been for over 40 years. We offer lending packages tailored to each individual client’s unique financing needs.
We specialize in creating tailored lending packages for individual businesses. As one of the leading commercial, industrial, and mixed-use lenders in Long Beach and its surrounding area, we provide the best terms and most competitive rates, which is a testament to our continual success.
Maximize the return on your investment property in Long Beach with a flexible, custom financial solution from Val-Chris. At Val-Chris, we offer streamlined lending solutions that allow our clients to get funded in a timely manner. Unlike traditional lenders, we aren’t bound to strict underwriting guidelines and approval requirements, enabling us to provide a quick and easy lending experience for our clients.
With over 40 years of experience in the Long Beach private money lending industry, we pride ourselves on our prudent and responsible underwriting. At Val-Chris, maintaining and cultivating strong relationships with our clients has always been our primary focus. We believe it’s also the foundation for our continued success.
Val-Chris has the most competitive owner- and non-owner-occupied loans in the industry. Get up to 70% LTV on refinances and up to 75% on purchases, with loans that range from $25,000 to $4,000,000. Rates like these are just one of the reasons why Val-Chris has been a leading private money lender in Long Beach for the last 40 years.