If you're looking for a private money lender with vast experience, to close loans quickly and smoothly, you've come to the right place.
Since 1975 Val-Chris has been serving our communities all over Sacramento and beyond with hard money loans, privately funded and backed by secure real estate holdings. Our investors and borrowers come back to us year after year because we have the ability to fund loans where traditional means have fallen short. Read about our exclusive services for brokers, borrowers, and investors below.
Location & Services
2601 Main Street, Suite 400
Irvine, CA 92614
Avoid the difficult traditional loan process and choose Val-Chris for your private financing needs. We provide alternative lending solutions that are straightforward, simple, and cost-effective. No proof of income, self-employed, or have a low FICO credit score? No problem, we can assist you with your lending needs today.
Val-Chris is one of the leading residential lenders in Sacramento, offering customized financing packages to meet our clients’ lending needs. Val-Chris has been successfully facilitating Sacramento residential loans ranging from $25,000 to $4,000,000 since 1975.
Our specialty is custom-tailored lending packages for individual businesses. We consistently offer the best terms and most competitive rates, which is evident in our continual success as one of the leading commercial / industrial / mixed-use lenders in Sacramento and the surrounding areas.
Investment property loans are one of the more popular lending options, and include the following types: principal and interest, interest only, and line of credit. These types of loans are difficult to qualify for and usually have a stringent approval process.
With over 40 years of experience in the Sacramento private money lending industry, our continual success has been built on integrity, dedication, and transparency. Our clients are our first priority, and we are guided by these foundations as we cultivate and maintain strong relationships with them.
Val-Chris has been one of the leading private money lenders in Sacramento for the last 40 years. Our services include one of the most competitive owner and non-owner occupied loans in the industry, with up to 65% LTV on refinances, up to 70% on purchases, and loans that range from $25,000 to $4,000,000