HARD MONEY LENDERS
PRIVATE LENDING SERVICES & Real Estate Investments Since 1975.
Secure real estate investments, creative private funding solutions, helping our clients for over 45 years.
Our Mission
We’re a direct lender that provides creative loan solutions for borrowers, backed by responsible real estate investors.
Val-Chris is a hard money lender specializing in both residential and commercial loans, providing 1st, 2nd, and 3rd trust deeds. Our dedicated staff has over 100 years of real estate experience which we use to facilitate creative loan terms to fit our customer’s needs.
In our Orange County office, located in Irvine, California, we originate private money loans and have a loan servicing department to meet the requirements of both borrowers and investors. As a hard money lender, we pride ourselves on fast turn-around and giving quality service to all of our customers. Learn more about our private lending services below, and how they can help you.
Private Lending Services
Whatever your financial requirements may be, we have unique funding solutions that fit.
Investment Property Loans
Whether you plan on owning your property for several years before selling it at a profit, renting out the home to make a profit each month, or have some other plan for the property, investment property loans can be secured at competitive rates. READ MORE
Rehab Loans
A rehab loan is a specialized loan that is used to rehabilitate a home or building. Val-Chris Investments has the experience necessary to fund these loans and get you a quick response or approval for any type of rehab. READ MORE
Commercial Loans
It is important to find the correct commercial loan that not only has the most favorable terms, but allows you enough capital to achieve business goals. Our experienced professionals can secure a competitive Commercial or Industrial Loan. READ MORE
Residential Loans
Since we are backed by private money investors, our residential loans terms are much more than just “conventional”. The specialized service we provide can help our borrowers and brokers secure loans quickly, where others have failed. READ MORE
RECENTLY FUNDED TRANSACTION
Santa Clarita
Loan Amount
$176,000
Lien Position
2nd
LTV
65%
Rate
12.99%
Credit Score
607
Broker Services
Built for brokers.
Closing loans faster than any conventional provider, our service always comes first.
At Val-Chris we value our broker relationships highly, and do everything possible to facilitate quick, straightforward transactions.
Investor Information
How it works.
Trust deed investments are great options for investors seeking positive recurring cash flow and real estate backed security.
New to trust deed investing? Read about our unique approach, case studies, and why our investors stay with us for years and years. Read More
Attention California Borrowers
Need mortgage payment assistance? The California State legislature recently passed legislation that may assist you maintain ownership of your home if you are having trouble making your mortgage payment. Apply online at www.CAMortgageRelief.org or talk to a housing counselor at 800-569-4287.”