Serving California's Private Money Lending Needs Since 1975

Want to start a loan application or have an investment query?

(949) 252-8020

Recently Funded Transactions

Hadden 3

Torrance, CA

Loan Amount: $812,500

Lien Position: 1st

LTV: 65%

Rate: 8.99

Bottrel 3

Arroyo Grande, CA

Loan Amount: $450,000

Lien Position: 3rd

LTV: 54%

Rate: 12.50%

About Val-Chris Investments, Inc.

Val-Chris Investments, Inc. has been serving California since 1975, specializing in both residential and commercial loans, as well as trust deed purchases. We are a private money lender providing 1st, 2nd, and 3rd trust deeds. Our dedicated staff has over 60 years of real estate experience. In our office, located in Irvine, California, we have in-house escrow and a loan servicing department to meet the needs of both borrowers and investors. We pride ourselves on fast turn-around and giving quality service to all of our customers.

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Investment Property

Investment Property

The goal of any investor is to earn a good return on the investment. Whether you plan on owning your property for several years before selling it at a profit, renting out the home to make a profit each month, or have some other plan for the property, the less you pay for your mortgage the more you will be able to make.

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Rehab Loans

Rehab Loans

A rehab loan is a specialized loan that is used, as the name implies, to rehabilatate a home or building.  Often times these loans can be insured by a government agency as they are thought of as a good way to rehabilitate neighborhoods, or expand the property tax base in a specific area.  Val-Chris Investments has the experience necessary to broker these loans and get you a quick response or approval for any type of rehab.

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Commercial Loans

Commercial Loans

Whatever your financial situation is, it is important to find the correct commercial loan that not only has the most favorable terms, but allows you enough capital to achieve business goals.  To that end, our experienced professionals will discuss your situation and provide the best opportunity to secure a competitive Commercial or Industrial Loan.

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Mortgage Brokers

Mortgage Brokers

At Val-Chris we specialize in privately funded loans with FAST turnaround times that our Brokers need.  Find out more about the types of loan that we offer using the menu to your right, or fill out the Broker Loan Enquiry to get a quick loan response.

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Private Money Loans

Private Money Loans

What exactly does this mean?  Private Money Loans are a very specialized service, and here at Val-Chris we are the ones to talk to about the potential benefits that you can obtain from pursuing this type of loan.

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