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Our Mission

We’re a direct lender that provides creative loan solutions for borrowers, backed by responsible real estate investors.

Val-Chris is a hard money lender specializing in both residential and commercial loans, providing 1st, 2nd, and 3rd trust deeds. Our dedicated staff has over 100 years of real estate experience which we use to facilitate creative loan terms to fit our customer’s needs.

In our Orange County office, located in Irvine, California, we originate private money loans and have a loan servicing department to meet the requirements of both borrowers and investors. As a hard money lender, we pride ourselves on fast turn-around and giving quality service to all of our customers. Learn more about our private lending services below, and how they can help you.

Private Lending Services

Whatever your financial requirements may be, we have unique funding solutions that fit.

View All Loan PRODUCTS

Investment Property Loans

Whether you plan on owning your property for several years before selling it at a profit, renting out the home to make a profit each month, or have some other plan for the property, investment property loans can be secured at competitive rates. READ MORE

Rehab Loans

A rehab loan is a specialized loan that is used to rehabilitate a home or building. Val-Chris Investments has the experience necessary to fund these loans and get you a quick response or approval for any type of rehab. READ MORE

Commercial Loans

It is important to find the correct commercial loan that not only has the most favorable terms, but allows you enough capital to achieve business goals. Our experienced professionals can secure a competitive Commercial or Industrial Loan. READ MORE

Residential Loans

Since we are backed by private money investors, our residential loans terms are much more than just “conventional”. The specialized service we provide can help our borrowers and brokers secure loans quickly, where others have failed. READ MORE

Recent Transaction: Santa Clarita


Santa Clarita

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Broker Services

Built for brokers.

Closing loans faster than any conventional provider, our service always comes first.

At Val-Chris we value our broker relationships highly, and do everything possible to facilitate quick, straightforward transactions.

Built for brokers

Investor Information

How it works.

Trust deed investments are great options for investors seeking positive recurring cash flow and real estate backed security.

New to trust deed investing? Read about our unique approach, case studies, and why our investors stay with us for years and years. Read More