Serving California's Private Money Lending Needs Since 1975

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(949) 252-8020

Val-Chris Investments - Trust Deed Investing

Oakland Private Money Loans

Val-Chris Investments


If you're looking for a private money lender with vast experience, to close loans quickly and smoothly, you've come to the right place.  Since 1975 Val-Chris has been serving our communities all over Oakland and beyond with hard money loans, privately funded and backed by secure real estate holdings.  Our investors and borrowers come back to us year after year because we have the ability to fund loans where traditional means have fallen short.  Read about our exclusive services for brokers, borrowers, and investors below.

We are ready to provide you with top tier financial services for Brokers, Borrowers, or Investors. Call us, send a message, or start a full application process when you are ready to experience the Val-Chris difference.

Val-Chris Investments, Oakland
302 Washington St, Suite 211
Oakland, CA 92103
(949) 252-8020

Financial Services

Private Money Loans for Borrowers

Obtaining a traditional loan can be a difficult process. At Val-Chris, we provide lending solutions to the disadvantaged and underserved. Our lending process is quick, easy, and cost-effective. We are dedicated to serving the needs of all our clients, even if you are self-employed, have a low FICO credit score, or have no proof of income. We’ve got you covered.

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Residential Loans

Residential Loans are often very difficult to obtain. When it comes to buying a home without any initial capital, financing is usually the solution. Val-Chris has been a leading Residential Lender in Oakland for over 35 years. We tailor every lending package we offer to each client’s individual financing needs.

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Commercial / Industrial / Mixed-Use Loans

We offer custom lending packages unique to each business to fit their financial needs. For over the last 35 years, we have been one of the leading commercial, industrial and mixed-use lenders in Oakland and the surrounding areas, providing the best terms and aggressive rates, which has been evident in our continual success.

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Rehab Loans

A Rehab Loan is ideal for investors that want to purchase a property under market value, fix it up, and then sell it for profit. These loans are also great for investors that wish to renovate their property through a single mortgage at the same time. Home improvements typically have the effect of increasing a neighborhood’s property taxes, and are usually insured by a government agency. Val-Chris Investments has over 40 years of experience providing Rehab Lending solutions. We pride ourselves on our ability to offer clients a quick and easy lending process, enabling them to reach their goals in a timely manner.

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Investment Property Loans

Investment Property Loans stand to be one of the most popular type of loans. Although these loans can be difficult to qualify for and usually have a stringent approval process, we at Val-Chris offer streamlined financial solutions that enable us to get them funded for our clients in a timely manner. Unlike traditional lenders, we are not bound to strict underwriting guidelines and approval requirements. This means we can consistently provide a simple, efficient lending experience for our clients.

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High-Yield Trust Deeds for Investors

With over 35 years of experience serving Oakland’s private money lending needs, we pride ourselves on specializing in prudent, responsible underwriting. We’re dedicated to cultivating and maintaining strong, lasting relationships with our clients. In fact, this has always been our greatest priority, and we believe it is the foundation of our continued success.

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Private Money Services for Brokers

Val-Chris is committed to responsible, compliant lending packages with competitive owner and non-owner-occupied loans in the industry with up to 65% LTV on refinances, up to 75% on purchases with loans that range from $50,000 to $1,500,000. For over the last 30 years, we have been one of the leading private money lenders in Oakland and the surrounding area.

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