Long Beach Residential Loans

Obtaining a residential loan from a bank can be a complex and frustrating process. Val-Chris makes it faster, simpler, and more flexible.

Val-Chris is one of the leading residential lenders in the Long Beach area, and has been for over 45 years. We offer lending packages tailored to each individual client’s unique financing needs.

Our team has been successfully allocating Long Beach residential loans ranging from $25,000 to $4,000,000 since 1975.

We have experience lending to an array of different clients, ranging from the credit-challenged to the self-employed. We’re dedicated to providing you with the best lending option and the most competitive terms available on the market. Why borrow from a conventional lender with strict terms and conditions? Val-Chris can provide you with quick and easy lending solutions, designed to meet your particular financial needs.

Send us an inquiry today. Simply submit a quick loan inquiry and provide the following details:

  • Type of loan
  • Desired amount
  • Type of property being financed
  • Estimated value of property

An Account Executive will contact you after your submission to go over the full application, which is found on our New Loan Application page. We’ll walk you through each step and guide you through the application process as quickly and painlessly as possible.

Borrowing Money for a Residence

When borrowing money for a residential property, it’s important to keep in mind how market conditions affect available financing. As more borrowers come onto the market, lenders will usually have more stringent terms and conditions. On the other hand, when the market begins to improve, loans will gradually become easier and more attractive for borrowers to obtain. Acquiring a residential loan from a conventional lender can be a challenge, and funding one takes time. Val-Chris provides investors with residential loan options that feature faster approval and quicker funding, along with greater flexibility.

Benefits of choosing Val-Chris:

  • Fast Loan Approval
  • Easy Qualifications
  • Debt-Management
  • Tax Saving Refinances
  • Real Estate Purchases
  • All Types of Properties – SFRs, Multi-Units and Commercial
  • 1st, 2nd or 3rd Trust Deeds
  • Private Money Equity Loans Available