Long Beach Private Money Services for Brokers

Val-Chris has the most competitive owner- and non-owner-occupied loans in the industry. Get up to 70% LTV on refinances and up to 75% on purchases, with loans that range from $25,000 to $4,000,000.

Rates like these are just one of the reasons why Val-Chris has been a leading private money lender in Long Beach for the last 40 years.

Here are a few additional benefits that we provide:

  • SFR, Condominiums, Townhouses
  • Loan terms from 3 to 10 years
  • Stated income loan; and
  • No FICO score minimums.

Multi-Family Units (2+ units)

  • 70% LTV on purchases
  • 65+% LTV on refinances (call for exceptions)

Commercial and Industrial

  • Up to 60% LTV on purchases; and,
  • Up to 55% LTV on refinances
  • Call for Exceptions

Rehabilitation & Land

  • 70% LTV on after-repair value
  • 50% LTV on land
  • Call for Exceptions

For additional information regarding underwriting and pricing guidelines, please visit our contact page.

LOAN PRICING IS THIS EASY! SEND US THE FOLLOWING:

  • Appraisal
  • Credit Report (must be no older than 2 months)
  • Completed 1003; and
  • A letter of loan purpose.