Fresno Residential Loans

Conventional residential financing is often limited and difficult to obtain. Val-Chris offers fast, flexible Residential Loans—with or without great credit.

To maximize opportunity on a residential investment property, there are times when an investor needs to move more quickly than financing through a bank can allow. Val-Chris specializes in developing customized financing packages to meet our clients’ needs.

Since 1975, we have effectively allocated a range of $25,000 to $4,000,000 to our clients in need of a residential loan in Fresno and the surrounding areas.

If you’re self-employed, credit-challenged, or can’t get financed elsewhere, a residential hard money loan is perfect for you. Our team of account executives can deliver the best lending option with the best terms available on the market. Why bother with a traditional lender that might have strict terms and conditions when we can help you with a fast, easy, and cost-effective loan package with advantageous terms?

Get started today by making an inquiry. Contact us by submitting the following details on our Quick Loan Inquiry page:

  • Type of loan
  • Desired amount
  • Type of property being financed
  • Estimated value of property

One of our specialists will contact you shortly after your submission to discuss the full application process. This can be found on our New Loan Application page, along with a step-by-step guide to get you through the process as quickly and painlessly as possible.

Borrowing Money for a Residence

Financing and market conditions typically go hand-in-hand. When there are more borrowers in the market, lenders will usually have stricter terms and conditions. Conversely, as the market begins to improve, loans will typically become easier and more attractive for borrowers to obtain. Procuring a residential loan can be quite the feat, and with so many options available, it can be difficult to decide. Whether you are seeking a loan for a new residence or looking to refinance an existing one, we can walk you through every step, so you can make the financing selection that’s best for you.

Benefits of choosing Val-Chris

  • Fast Loan Approval
  • Easy Qualifications
  • Refinances
  • Real Estate Purchases
  • All Types of Properties – SFRs, Multi-Units and Commercial
  • 1st, 2nd, or 3rd Trust Deeds