Serving California's Private Money Lending Needs Since 1975

Want to start a loan application or have an investment query?

(949) 252-8020

Val-Chris Investments - Trust Deed Investing

Fresno Private Money Loans

Val-Chris Investments


If you're looking for a private money lender with vast experience, to close loans quickly and smoothly, you've come to the right place.  Since 1975 Val-Chris has been serving our communities all over Fresno and beyond with hard money loans, privately funded and backed by secure real estate holdings.  Our investors and borrowers come back to us year after year because we have the ability to fund loans where traditional means have fallen short.  Read about our exclusive services for brokers, borrowers, and investors below.

From our satellite offices, we provide specialized financial services to Borrowers, Investors, and Brokers. Call us, send a message, or start a full application process when you are ready to experience the Val-Chris difference.

Val-Chris Investments, Fresno
645 West 9th St. Unit 110-450
Los Angeles, CA 90015
(949) 252-8020

Financial Services

Private Money Services for Brokers

For the last 30 years, we have been one of the leading private money lenders in Fresno. We provide one of the most competitive owner and non-owner occupied loans in the industry, with up to 65% LTV on refinances and up to 75% on purchases. Loans range from $50,000 to $1,500,000. A few incentives in choosing Val-Chris include the following:

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High-Yield Trust Deeds for Investors

Our lending team has over 35 years of experience in the Fresno private money lending industry. Our proven track record is evident in our continual success, and we go above and beyond to deliver integrity, dedication, and transparency to our clients.

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Investment Property Loans

Investment property loans are one of the more popular lending options, and include principal and interest, interest only, and line of credit loans. They are difficult to qualify for, and have a strict approval process. Despite these limitations, we are dedicated to helping our clients realize their business goals, and we are committed to acquiring the best lending option for every investor we serve.

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Rehab Loans

Also referred to as a renovation loan, rehab loans enable homeowners and homebuyers to finance both purchase or refinance concurrently with the renovation of a home, through a single mortgage. Because these loans are essentially intended to improve a property, they often end up affecting property taxes in the home’s neighborhood, so they are usually insured by a government agency. Over the last 40 years, Val-Chris has helped our clients acquire these loans, offering them a fast and easy response and approval process.

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Commercial / Industrial / Mixed-Use Loans

We specialize in custom-designed lending packages for each individual business, and we provide the best terms and the most competitive rates. This is proven in our continual success as one of the leading commercial/industrial/mixed-use lenders in Fresno and beyond.

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Residential Loans

Buying a home is one of the biggest purchases one can make, and getting a home loan can be equally difficult. Without a significant amount of initial capital, financing is typically the route to take. Val-Chris specializes in developing customized financing packages to meet our clients’ needs.

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Private Money Loans for Borrowers

Getting approved for a loan can be a difficult process. We offer alternative financing solutions for borrowers who are unable to obtain traditional financing. We can assist clients who have no proof of income, are self-employed, or have a low FICO credit score.

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