
Why we require a 125% ALTA/CLTA Policy for our Lenders
No investment is guaranteed regardless of the vehicle you choose to put your money into. When it comes to the stock market, your money is vulnerable to market changes and “word of mouth”.
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No investment is guaranteed regardless of the vehicle you choose to put your money into. When it comes to the stock market, your money is vulnerable to market changes and “word of mouth”.
On September 9th, 2015, the California Legislature passed bill AB 139 and Gov. Jerry Brown has signed this new legislation which has created a new form of deed for the transfer of real property in California effective 1 January 2016.
A proposed Constitutional Amendment being considered by the California Senate this 2016 session will potentially affect thousands of taxpayers in our state, either directly or indirectly.
Private money lenders or hard money lenders exist to serve typically underserved markets in the real estate industry. Those markets range from potential homebuyers who are having difficulty getting residential loans from banks to investors and commercial entities seeking bridge loans.
In the world of trust deed investing, many people wonder what the difference is between using an appraisal as opposed to a broker price opinion (a “BPO”) to secure a hard money loan for either a residential or commercial property.
Investors have become accustomed to the Federal Reserve’s routine. “Coming Soon! A Rise In Interest Rates…But Not Too Soon!”
You may not think there is much difference between what is real and what is personal where it comes to property. But there is actually a significant difference.
Anyone with the goal of becoming wealthy has, at one time or another, likely considered investing in real estate. Indeed, this is one of the best ways to achieve financial security.
When you are in the market for a new home, you need to be considering many factors that will lead up to the closing. Keep in mind that your mortgage lender is also doing the same.
Successful investing in trust deeds involves answering the often asked question of what to do should the borrower stop making monthly payments on the note.
Successful investment in trust deeds involves answering the oft-asked question of what to do should payments on the note stop being made.
Private money investors are in high demand these days. Let’s face it, not everyone possesses a stellar credit history. In addition, the loan process could be drawn out due to a variety of factors.
When it comes time to take out a loan, you will need to consider many factors. The loan may be for a new car or for a home remodeling project.
You may have heard that investing in real estate can produce high returns. And you would be correct. The reason for such high returns is that trust deed investing allows you to charge higher interest rates than a bank might.
Which is a better investment; a single-family property or multi-family one? This is a question that is often asked in the realm of property investments.
Val-Chris Investments, Inc.
2601 Main Street, Suite 400
Irvine, CA 92614
Funding and Processing Assistant
949-252-8020 ext. 4200 | patty@val-chris.com
Patty is a California Native raised in the South Bay. She resides in Seal Beach for the last 25 years.
Patty is a graduate from Cal State University Long Beach, with a Liberal Arts/Psychology major. She is a mother of two sons: Evan, a graduate of the University of Alabama and Bryton, a student and lacrosse player at The University of Tampa. She enjoys watching sports (football and ice hockey are her favorites) and volunteering at local community events.
She has over 25 years in the mortgage industry with many different roles: processor, underwriter, loan officer, production manager.
Loan Processor
949-252-8020 ext. 1500 | kara@val-chris.com
Kara is an Orange County native who currently resides in Tustin. She attended Cal State Fullerton studying Geography before working for Val-Chris Investments. Most of her free time is spent at the beach whether it be yoga, roller skating, or bonfires with friends and family.