Which is a better investment; a single-family property or multi-family one? This is a question that is often asked in the realm of property investments.
Trust deeds are the preferred way to invest for many. Not only do they offer big returns, but they help increase the security of investors due to the fact that they are based on something tangible: real estate. There are many opportunities for both big and small investors where it comes to trust deed investing.
Beginning in 2006, the economy of virtually every nation in the world was hit with a major economic downturn that impacted virtually everyone.
In the real estate purchasing process, the preliminary title report is king. While it may not be the most exciting document you will ever come across when buying real estate, it is very important to know what this document contains.
When investing in trust deeds, good old-fashioned due diligence is one of the key ways to mitigate the risk in such an investment.
In this era of the Dodd-Frank Act of 2010 and mortgage lending reform, many trust deed brokers, investors and indeed the general population are uncertain over the future of trust deed investments on loans secured by personal residences and what these new lending laws will do to mortgage lending in general.
The present-day lending environment has made borrowing more difficult. Lending Regulators are getting rigorous when it comes to requirements as well as lengthy in their turnaround.
Trust deed investments are those wherein an investor makes a private loan to a borrower who uses his or her property as collateral for the loan.
Hard money loans, also known as private money loans, are one of the most advantageous means of investing money these days, especially because there are plenty of borrowers out there who cannot source loans through traditional means.
Hard money or private money loans are geared towards borrowers seeking short to medium term loans who have a poor or adverse credit history, or those who cannot meet the strict underwriting requirements of most banks for income and/or assets.