Serving California's Private Money Lending Needs Since 1975

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Val-Chris Investments - Trust Deed Investing

San Jose Residential Loans

San Jose

San Jose Residential Loans

Residential loans are one of the most common types of loans. It is characterized by the amount of cash required to purchase the real estate property outright and the level of property prices. Financing is typically the only option without a significant amount of cash at hand. Val-Chris offers a myriad of options that can assist prospective buyers with their residential loan process.

Since 1975, we have successfully helped our clients in obtaining San Jose residential loans ranging from $20,000 to $2,000,000. Been rejected by a conventional lender or trying to avoid the strict terms and conditions that are typically required by lenders? We’ve got you covered. The loans we provide are the most quick, simple and cost-effective way of tapping into an equity. We are committed to providing our clients with the most affordable rates, aggressive terms while also expediting the lending process and eliminating excess delays. 

Loan inquiries are a quick and simple process. It is recommended that our clients know what loan they are seeking. Other details to have off hand is the desired amount, type of property being financed and estimated value of the property. With all this in mind, the next step is to go to our Quick Loan Enquiry page to submit the details of the desired loan. Shortly after, one of our loan officers would be contact to discuss the full application process. Finally, the client can begin to fill out the full application on our New Loan Application page, where a step-by-step guide will guide them through the process. 

Borrowing Money for a Home

Financing a for a residential home loan can range in difficulty and is contingent upon the market conditions. When there are more borrowers in the market, lenders typically become stricter with terms and conditions. However, as the market gets better and when there is more money available, the loans will be made more attractive to borrowers and easier to obtain. We understand that this can be a stressful process especially when there are so many options available to a prospective home buyer.

We are committed in simplifying the lending process whether you are a first time home buyer, need a refinance loan or just a traditional residential loan, we can provide you the pros and cons of each option so that you can decide on the best option.

Benefits of choosing Val-Chris

  • Fast Loan Approval
  • Easy Qualifications
  • Debt-Management
  • Tax Saving Refinances
  • Real Estate Purchases
  • All Types of Properties - Units, Lots, 2nd Homes and Commercial
  • 1st, 2nd or 3rd Trust Deeds
  • Private Money Equity Loans Available