Often, these types of loans are difficult to qualify for and have a stringent approval process, but at Val-Chris, we understand how incredibly beneficial an investment loan can be to an investor and are committed in assisting our clients through the process and finding the best lending option.
A return on investment is always the intention of an investor, so whether it’s a long-term commitment or a short-term endeavor (i.e. “house flipping”) the needs of a real estate investor differ greatly from the needs of a typical investor. Therefore, it’s important to work with a lender that understands your goals and is dedicated to find a loan that perfectly fits your needs.
Financing guidelines are typically stricter with investment property loans because they are inherently riskier in nature. However, there are great advantages once a loan is obtained. For more information on investment property loans in the San Jose area, contact us today!
Val-Chris Investments, Inc.
2601 Main Street, Suite 400
Irvine, CA 92614
Loan Processor
949-252-8020 ext. 2200 | annette@val-chris.com
Annette is a California native and was raised in Southern California. She is a proud mom of four grown children; Zoe, Harli, Zen, and Jett. Annette enjoys spending time at the beach, reading, and writing. She also volunteers her time in helping the homeless community.
Funding and Processing Assistant
949-252-8020 ext. 4200 | patty@val-chris.com
Patty is a California Native raised in the South Bay. She resides in Seal Beach for the last 25 years.
Patty is a graduate from Cal State University Long Beach, with a Liberal Arts/Psychology major. She is a mother of two sons: Evan, a graduate of the University of Alabama and Bryton, a student and lacrosse player at The University of Tampa. She enjoys watching sports (football and ice hockey are her favorites) and volunteering at local community events.
She has over 25 years in the mortgage industry with many different roles: processor, underwriter, loan officer, production manager.
Loan Processor
949-252-8020 ext. 1500 | kara@val-chris.com
Kara is an Orange County native who currently resides in Tustin. She attended Cal State Fullerton studying Geography before working for Val-Chris Investments. Most of her free time is spent at the beach whether it be yoga, roller skating, or bonfires with friends and family.