San Francisco Private Money Services for Brokers

We have been one of the leading private money lenders in San Francisco for the last 40+ years because our owner and non-owner occupied loans are some the most competitive in the industry.

We offer up to 70% LTV on refinances and up to 75% on purchases, with loans that range from $25,000 to $4,000,000. Here are just a few benefits of choosing Val-Chris:

  • SFR, Condominiums, Townhouses
  • Loan terms from 3 to 10 years
  • Stated income loan; and
  • No FICO score minimums.

Multi-Family Units (2+ units)

  • 70% LTV on purchases
  • 65+% LTV on refinances (call for exceptions)

Commercial and Industrial

  • Up to 60% LTV on purchases; and,
  • Up to 55% LTV on refinances
  • Call for Exceptions

Rehabilitation & Land

  • 70% LTV on after-repair value
  • 50% LTV on land
  • Call for Exceptions

Contact us today for additional information on underwriting and pricing guidelines. Our account executives are standing by to assist you with any questions.

LOAN PRICING IS THIS EASY! SEND US THE FOLLOWING:

  • Appraisal
  • Credit Report (must be no older than 2 months)
  • Completed 1003; and
  • A letter of loan purpose.10