San Bernardino Residential Loans

The residential loan is one of the more common types of loan. It is structured based on the level of property prices and the amount of cash necessary to acquire a real estate property.

Val-Chris is dedicated to offering a variety of loan options to help prospective buyers with their residential lending needs. We have successfully helped our clients acquire residential loans ranging from $25,000 to $4,000,000 in San Bernardino since 1975. Often times, investors have a difficult time obtaining a loan from a conventional lender due to strict terms and conditions. We are committed to providing our clients the most cost-effective and quickest way to use home equity to purchase another property. In addition, we have a streamlined process that eliminates excess delays, and offers the most affordable rates and aggressive terms.

Here are a few quick and easy steps to inquire about a loan: First, know what type of loan you want obtain. A few questions to ask yourself include: What is the desired loan amount? What type of property is being financed? What is the estimated value of the property? Second, visit our Quick Loan Inquiry page to submit these details regarding the loan. Next, our account executives contact you directly to discuss the full application process. Finally, when you are ready, you visit our New Loan Application page to complete a full application. A step-by-step guide will help you through the process.

Borrowing Money for a Home

Financing a home loan typically varies in difficulty and is often contingent on market conditions. As borrowers begin to crowd the market, lenders typically become more severe with their terms. Conversely, markets can improve over time. Typically, when money becomes more available, loans become more attractive to borrowers and are acquired more easily. The many options available to an investor and the fluctuation of markets can be stressful, which is why we are committed to delivering our clients a simple lending experience. We are here to weigh the benefits and disadvantages of every lending option so you can make the best choice.

Fast loan approval and easy qualifications are just a few benefits of choosing Val-Chris. Check out more reasons why we are the best lending solution here:

  • We provide debt-management.
  • We have incredible tax saving refinances.
  • Amazing options in real estate purchases.
  • We offer all types of properties, from units to lots and 2nd homes to commercial properties.
  • We are experienced with 1st, 2nd or 3rd Trust Deeds.
  • We also have Private Money Equity Loans Available