Val-Chris has been successfully facilitating Sacramento residential loans ranging from $20,000 to $2,000,000 since 1975.
From credit-challenged, to self-employed, to first-time home buyers, we have extensive experience working with all types of borrowers. We can provide the best lending options, with the best terms available on the market. Avoid borrowing from a traditional lender who might have strict terms and conditions and choose Val-Chris, an alternative lender that can provide quick, easy, and cost-effective loan packages with aggressive terms.
Get started by submitting a few details on our Quick Loan Enquiry Page. Here are a few things to keep in mind when making an inquiry:
- Type of loan
- Desired amount
- Type of property being financed
- Estimated value of property
After your submission, you’ll be contacted by one of our specialists to go over the full application, which can be found on our New Loan Application page. We provide an easy, step-by-step guide that will help you through the application process as quickly and painlessly as possible.
Borrowing Money for a Home
There’s a direct correlation between financing and market conditions. With more borrowers on the market, lenders typically have stricter terms and conditions. The opposite can also be applied, where as the market begins to improve, loans usually become easier and more attractive for borrowers to acquire. Getting a loan is difficult enough, but it becomes even harder when a prospective home buyer is overwhelmed by tough choices. Therefore, we are dedicated to walking our clients through each option so that they are able to make the best financing choice for their situation. Whether our clients are seeking a loan for a new home or a refinance, we’ve got them covered.
Benefits of choosing Val-Chris
- Fast Loan Approval
- Easy Qualifications
- Tax Saving Refinances
- Real Estate Purchases
- All Types of Properties - Units, Lots, 2nd Homes, and Commercial
- 1st, 2nd, or 3rd Trust Deeds
- Private Money Equity Loans Available