Private Money Lending Since 1975

For year after year we have helped our clients get access to private money.  It’s fast, easy,and we can work with almost any situation.

At Val-Chris we do Business Purpose Loans, Foreign National Loans Stated Income Corp/LLC Loans, and more.

Business Purpose Loans

California, Arizona, Colorado, Hawaii, Florida, Oklahoma, Texas and Washington
  • Refinance options up to 65% LTV
  • Purchase options up to 65% LTV
  • No bank statements, W2s, or tax returns
  • 1st, 2nd*, and 3rd** TDs
  • Foreign national loans
  • Stated income Corp/LLC loans
  • Foreign nationals without social – OK
  • Loans close in 5 – 14 days


*CA, AZ, CO and HI only
**CA only

Why Val-Chris is Different

  • 1st, 2nd, 3rd Trust Deed
  • Easy Qualifying – Bad Credit, Bankruptcies, Foreclosures OK
  • Loans from $25,000 to $4,000,000
  • Terms: From 6 Months to 3 Years
  • Loan Rates: 9.00% – 14.99% on most loans
  • Fees: 2 – 4 points on most loans
  • Loans to: Individual, Trusts, Corps., Joint Ventures, LLCs
  • We use our own money for fast funding!

If you have all of your loan information ready and can fill out a full form, click here to start our easy-application process.

We are available by phone to answer any of your questions. Give us a call at:

(949) 397-2998