Los Angeles Residential Loans

One of the most common types of loan is a residential loan, which is characterized by the amount of cash required to outright purchase real estate property, and the level of property prices.

Val-Chris provides an assortment of options that can assist prospective buyers with their residential loan process.

We have been in business since 1975 and have successfully helped our clients in obtaining Los Angeles residential loans ranging from $25,000 to $4,000,000. We are dedicated to serving borrowers who have previously been rejected by conventional lenders, as well as those who prefer to avoid the stringent terms traditional lenders require. The loans we offer are the most efficient, simple, and cost-effective way of tapping into an equity, so that our clients can purchase the best property for themselves. We offer incredible, affordable rates and aggressive terms, while also expediting the lending process and eliminating excess delays.

Loan Inquiry

Inquiring about a loan is a quick and simple process. First, we recommend that our clients identify what loan they seek. For example, the desired loan amount, type of property being financed, and estimated value of the property are few details to note. Next, our clients go to our Quick Loan Inquiry page to submit the details of their desired loan. Then, one of our loan officers will contact them directly to discuss the full application process. Once ready, the client may begin to fill out a full application on ourĀ New Loan Application page, where a step-by-step guide will assist them through the process.

Borrowing Money for a Residential Property

Depending on market conditions, financing a residential loan can fluctuate in difficulty. Conventional lenders typically become more austere with criteria as more borrowers populate the market. However, as the market improves with time, and when there is more money available, loans will be more attractive to borrowers and become easier to obtain. Val-Chris Investments provides real estate investors and property owners with a simpler, more straightforward solution to their financing needs, with greater flexibility and quicker funding.

Benefits of choosing Val-Chris

  • Fast Loan Approval
  • Easy Qualifications
  • Debt-Management
  • Tax Saving Refinances
  • Real Estate Purchases
  • All Types of Properties – Units, Lots, 2nd Homes and Commercial
  • 1st, 2nd or 3rd Trust Deeds
  • Private Money Equity Loans Available