Los Angeles Private Money Services for Brokers

As one of the leading direct money lenders in Los Angeles, our owner & non-owner-occupied loans are one of the most competitive in the industry. We provide up to 70% LTV on purchases and up to 65% LTV on refinances.

In addition, our loans typically range from $25,000 to $4,000,000. Here are few more benefits in choosing Val-Chris:

SFR, Condominiums, Townhouses

  • Loan terms from 3 to 10 years
  • Stated income loan; and
  • No FICO score minimums.

Multi-Family Units (2+ units)

  • 70% LTV on purchases
  • 65+% LTV on refinances (call for exceptions)

Commercial and Industrial

  • Up to 60% LTV on purchases; and,
  • Up to 55% LTV on refinances
  • Call for Exceptions

Rehabilitation & Land

  • 70% LTV on after-repair value
  • 50% LTV on land
  • Call for Exceptions

For more information, contact us today for underwriting and pricing guidelines as each situation is different. Our experts are very quick to respond and are ready to assist you with any questions.


  • Appraisal
  • Credit Report (must be no older than 2 months)
  • Completed 1003; and
  • A letter of loan purpose.