Serving California's Private Money Lending Needs Since 1975

Want to start a loan application or have an investment query?

(949) 252-8020

Val-Chris Investments - Trust Deed Investing

San Francisco Private Money Services for Brokers

San Francisco

San Francisco Private Money Services for Brokers

We have been one of the leading private money lenders in San Francisco for the last 30 years because our owner and non-owner occupied loans are some the most competitive in the industry. We offer up to 65% LTV on refinances and up to 75% on purchases, with loans that range from $50,000 to $1,500,000.

Here are just a few benefits of choosing Val-Chris:

  • SFR, Condominiums, Townhouses
  • Loan terms from 3 to 7 years
  • Stated income loan; and
  • No FICO score minimums.

Multi-Family Units (2+ units)

  • Up to 65% LTV on purchases; and,
  • Up to 60% LTV on refinances.

Commercial and Industrial

  • Up to 60% LTV on purchases; and,
  • Up to 55% LTV on refinances

Rehabilitation & Land

Contact us today for additional information on underwriting and pricing guidelines. Our team of specialists are standing by to assist you with any questions.


  • Appraisal
  • Credit Report (must be no older than 2 months)
  • Completed 1003; and
  • A letter of loan purpose.