Why choose us?
- Our seasoned and knowledgeable specialists are always available to assist you
- Our application process is easy and simple
- With 35 years of experience, we have a reputation of being a trusted and dependable lender.
Val-Chris Investments, Inc. is one of the leading private money lender. We specialize in asset-based, direct, private and hard money lending including residential, commercial and industrial loans in the San Bernardino area. From corporations and limited liability companies to trusts, estates, foreign nationals and probates, we have assisted clients from varying backgrounds, even borrowers who aren’t qualified to meet the very strict underwriting guidelines of a traditional loan.
We have our own underwriting guidelines and standards, which means we are able to provide quick approvals and fast loans with the most optimal financing solutions. Our main priority regarding loan transactions is the current value of the property, loan purpose and ability to repay. We have had over 35 years of experience in the private money lending industry, and our unwavering dedication to providing fair, responsible and honest loans is evident in our continual success.
Highlights from our Loan Program Loan
- No required FICO credit score minimums
- Loan amounts ranging from $20,000 to $2,000,000
- Loan-to-value ratios up to 75%
- Loan terms starting from 3 to 7 years
- We originate 1st, 2nd, & 3rd Trust Deeds
- Loan closings typically in 3 to 7 business days