Serving California's Private Money Lending Needs Since 1975

Want to start a loan application or have an investment query?

(949) 252-8020

Private Money with Easy Qualifying & Terms

We fund our own loans and can get you financed when conventional loans fail.  It’s fast, easy to qualify, and we can work with almost any situation.

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  • Residential
  • Commercial
  • Industrial
  • Multi-Units
  • Mixed-Use
Private Money with Easy Qualifying & Terms

At Val-Chris we do Business Purpose Loans, Foreign National Loans Stated Income Corp/LLC Loans, and more.

Business Purpose Loans

  • Refinance options up to 65% Loan to Value
  • Purchase options up to 75% Loan to Value
  • California only
  • No bank statements, W2’s, or tax returns required
  • 1st, 2nd, and 3rd TD’s
  • Foreign national loans, with or without social
  • Stated income corp/LLC loans
  • Loans close in 3 - 7 days

Why Val-Chris is Different

  • We use our own money for fast funding!
  • Loans to: Individual, Trusts, Corps., Joint Ventures, LLC’s
  • Easy Qualifying - Bad Credit, Bankruptcy’s, Foreclosures OK
  • Loans from $20,000 to $3,500,000
  • Terms: From 6 Months to 15 Years
  • Loan Rates: 7.75 - 11.99% on most loans
  • Fees: 2 - 4 points on most loans

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