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Val-Chris Investments - Trust Deed Investing

San Francisco Rehab Loans

San Francisco

San Francisco Rehab Loans

A rehab loan, or a renovation loan, allows homebuyers and homeowners to finance the purchase or refinance of a home along with the home’s renovation, through a single mortgage. Rehab loans are typically insured by a government agency. This is because they are designed to result in the improvement of a home, and from that its neighborhood, which often affects local property taxes. Val-Chris has facilitated these loans for 40 years. We offer our clients a quick, simple response and approval process for any type of rehab loan.

Housing and Urban Development (HUD)

The most common rehab loans are issued through the U.S. Department of Housing and Urban Development (HUD). Rehab loans issued through HUD require an individual to have qualifying property by coming up to par on credit checks, along with other qualifications. These requirements were indoctrinated by the Housing Act of 1978.

Loan Usage Guidelines

Rehab loans can serve multiple purposes. These include buying a property itself, which can result in the final loan amount being more than its appraised value at the time of loan acquisition. This usually happens because property additions are projected to increase the value of a property, which is how the loan is a secured by the lender. To get more information about qualifying for a rehab loan in San Francisco, please contact us.