Serving California's Private Money Lending Needs Since 1975

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Val-Chris Investments - Trust Deed Investing

San Diego Rehab Loans

San Diego

San Diego Rehab Loans

We are one of the most reputable lender of rehab loans in the San Diego area. We have provided numerous investors the opportunity to maximize their profits by providing quick funding for their investment opportunity since 1975.

The intention of a rehab loan is to rehabilitate a home or building, which typically has a benefit of restoring a neighborhood hence potentially increasing the property tax in that location. Rehab loans are normally insured by a government agency. We offer stellar financing solutions with hassle-free underwriting to enable you to focus on your investment and meet the goal of its profit potential.

Rehab Loan Background

The Federal Administration (FHA), a division of the Department of Housing and Urban Development (HUD) is the department that administers the rehab loans. The loan is structured to assist in the community and neighborhood restoration in addition to the expansion of home ownership opportunities. A few requirements enforced by HUD include meeting a minimum credit score, debt-to-income ratios, and proof of income.

Rehab Loan Advantages

One advantage to quickly creating equity is by bringing your home up to date. Moreover, it’s a good way to meeting your design needs while buying a home at a low cost. You can gain both equity and great interest rates all in one. A low interest rate and lower down payment are addition cost cutting returns. Furthermore, due to the FHA insured mortgage, there is more leniency towards qualifying for a loan compared to a conventional loan. For more information on how to obtain a rehab loan in San Diego, please contact us.