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Val-Chris Investments - Trust Deed Investing

San Bernardino Rehab Loans

San Bernardino

San Bernardino Rehab Loans

With 35 years of experience, Val-Chris is well-versed in brokering rehab loans in San Bernardino. We have garnered a reputation for providing our clients with a quick and easy response or approval for any type of rehab loan.

As the name implies, a rehab loan is intended to rehabilitate a home or building. As a means to restore a neighborhood or increase the property tax in a specific area, these loans are usually insured by a government agency. 

Housing and Urban Development (HUD)

Typically, loan programs are administered through the U.S. Department of Housing and Urban Development (HUD). Moreover, this type of loan dictates that the individual attempting to obtain the loan must ensure the possession of qualifying property by coming up to par on credit checks and meeting other requirements. These mandates are based on the National Housing Act of 1978.

Loan Usage Guidelines

Once a rehab loan is approved, it can serve many purposes. For example, an investor can buy the property itself, which typically means adding to the property. In doing so, the property is expected to increase in value, which is what secures the loan from the lender’s perspective. Therefore, the final loan amount can be more than the appraised value at the time of loan acquisition. For additional information on qualifying for a rehab program, or assistance on starting the application process, please contact us.