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Val-Chris Investments - Trust Deed Investing

Fresno Rehab Loans


Fresno Rehab Loans

Also referred to as a renovation loan, rehab loans enable homeowners and homebuyers to finance both purchase or refinance concurrently with the renovation of a home, through a single mortgage. Because these loans are essentially intended to improve a property, they often end up affecting property taxes in the home’s neighborhood, so they are usually insured by a government agency. Over the last 40 years, Val-Chris has helped our clients acquire these loans, offering them a fast and easy response and approval process.

Housing and Urban Development (HUD)

The U.S. Department of Housing and Urban Development (HUD) usually issues the most common rehab loans. These types of loans require an individual to have qualifying property by satisfying credit checks among other requirements, which were put into action by the Housing Act of 1978.

Loan Usage Guidelines

Rehab loans are designed to help homeowners with improvements on their existing home, but they can also serve other purposes. One example would be buying the property itself, which can lead to the final amount being higher than the appraised value at the time of initial loan acquisition. The loan is secured by the lender through projections of property additions. Learn more about qualifying for a rehab loan in Fresno by visiting our contact page.