Serving California's Private Money Lending Needs Since 1975

Want to start a loan application or have an investment query?

(949) 252-8020

banner inner borrowers
Bookmark and Share

New Loan Application

Please fill out the loan application and fax with the completed borrower's authorization (PDF) / (RTF) to our office at (949) 252-0311. Make sure to include the best telephone number to reach you at. See below for the complete loan process.

Option 1: Online Application

To use our convenient online application system, and have your loan package automatically created/submitted, use the link below.  Have all your information prepared per the checklist below, and our online system will walk you through the process step by step.

Start an Online Application

Option 2: Download/Print and Email/Submit

Download Form (PDF) / (RTF)
Loan Application

The Loan Process

Here's All You Do:

1. Fill out our Easy Loan Application (PDF) / (RTF). That’s it.

2. For our borrowers with very good to excellent credit who can verify their income, sending the following, items along with your application, will speed up the process.

  • Your two most recent paycheck stubs
  • Your W-2s for the last two years
  • All pages of your bank statements for the last three months
  • Any brokerage statements for the last three months
  • A photocopy of your valid drivers license

3. In addition to the above documents required for our full document borrowers, review the Document Checklist below. We may need some of the items listed below:


Document Checklist

  • If you have ...

  • Lived in a rental unit(s) in the past 2 years

  • Income other than your base salary: bonus, commission, interest, dividends, etc. - only needed for credit based loans

  • Income from contracts, notes receivable, or rental properties

  • Income from self employment - ie: sole proprietor, partnership, corporation

  • Income from child support or been divorced

  • Declared bankruptcy

  • Become a Permanent Resident

  • Then we need:

  • The name and phone # of landlord(s) - plus the address(es) of where you lived

  • Your personal tax returns for the last two years - Form 1040 with all schedules

  • Your personal tax returns for the last two years plus copies of contracts, notes or rental agreements

  • Your personal tax returns for the last two years, business returns for the last two years, plus year to date P&L

  • Recorded copy of divorce decree plus payment history for twelve months

  • Copy of petition and final Discharge of Bankruptcy, plus letter of explanation

  • Copy of Alien Resident Card


4. If you have marginal credit, or it’s difficult to document your income, call us or email us about our Easy/Low Documentation Loans. We have several options available with extremely good pricing.

5. Fax or mail the application with your required documentation, or call us directly to discuss your situation.

And that's all there is to it! We will be in touch with you to discuss your personal loan requirements within a week.

We look forward to meeting and exceeding your financial needs by helping you to soar to new financial heights and turn your blues into green!